Bank Options


ING is one of the most used bank options in the Netherlands for international students. You can create a student account without any monthly costs.

You can open a student account via your phone by following the instructions on this website if: 

  • You have a Dutch passport or ID card (no driver’s license)
  • You have an iPhone 7 or higher (Apple) or a phone with NFC (Android)
  • You live in The Netherlands
  • You are 18 years or older

If you do not apply to the criteria above, you can go to an ING-Service point with an appointment to create your account. Make sure to bring the following documents with you:

  • A valid ID (passport, ID card, official residence document)
  • A copy of your registration at a Dutch educational institution (full-time study), so-called proof of enrollment
  • If you are an international student without Dutch ID: an original extract from the Personal Records Database (BRP), not older than 3 months
  • Your burgerservicenummer (BSN) or, if you don’t have one, your Tax Identification Number (TIN). When you register in the BRP you will receive a BSN.

ABN Amro 

ABN Amro is another bank in the Netherlands that offers a free student account. Creating an account on ABN-Amro is very easy through their app. All you need is a Dutch ID or a valid passport for international students. You can check out their website for more information on how to create an account.


Bunq is another very easy-to-use online banking option in the Netherlands. Additionally, it is a sustainable bank! To open an account, all you need to do is download their app. The only downside of this option is that you need to pay a monthly fee of €2,99. Bunq has different plans that you can check out through their website to choose a plan with benefits that fit you.